Embrace, a Ohio-based provider for pet insurance, provides personalized pet insurance. They offer a declining deductible that allows for routine and preventative care. They also have a Wellness Rewards program that rewards your pet for routine and preventative care. The company is a member the North American Pet Health Insurance Association.
Embrace has customizable plans
An Embrace policy for pet insurance can offer coverage for your pet, your budget and both. The insurer will review your pet's medical records to determine if there are any pre-existing conditions. It offers a money back guarantee within the first 30 days. If you have multiple pets, you may be eligible for a discount on monthly premiums.
Embrace offers flexible plans to suit both cats and dogs. You can adjust the coverage amount based on your pet’s age, breed, and species. You can also decide on your deductible amount, and the percentage of reimbursement. You can also customize your plan to meet your needs.
It offers a two-day waiting period for accidents
Consumers who enroll in Embrace pet insurance are required submit a year worth of vet records. This allows the insurance company's to adjust the premium based upon the age and type of pet. To qualify for accident coverage, pets must also be at least fifteen years old.
Embrace gives pet owners the option to take their pet in to any veterinarian within all 50 states, in addition to the two-day wait period. The insurance company reimburses clients for the service they receive within 10 days. A policy does not cover breeds. Therefore, a cat or dog with a history that includes bilateral conditions will be more likely to suffer the same condition in future.
It provides a six-month waiting time for canine orthopedic conditions
Embrace pet insurers have a six-month waiting time for certain canine orthopedic conditions like hip dysplasia. However, it is possible to reduce the waiting period by applying for a waiver of this condition. Your dog must be examined by a veterinarian to qualify for the waiver. Your vet will fill out a veterinary Orthopedic Report Card and submit it to Embrace. If the exam meets the requirements, Embrace will reimburse the cost.
The waiting periods of pet insurance companies vary greatly. Before enrolling, it is important that you understand the waiting period. Some companies offer a four-day waiting time for illness or accidents. Others have a fourteen-day waiting period. Embrace charges a six-month waiting time for canine orthopedic conditions. If your dog has had a veterinary examination in the past six weeks, however, the fee can be waived.
It is priced competitively
Embrace Insurance is competitively priced and offers a variety of options for its customers. Monthly premiums depend on your pet’s age, gender, size, breed, and age. You can reduce the cost of the policy in some cases by signing up for a Healthy Pet Discountible. This plan can help you avoid unnecessary financial burdens when it comes to pet care as well as medical expenses.
Embrace offers coverage for cats and dogs under 14 years old. This type is available for older pets and does not require renewal. The policy provides coverage for congenital or breed-specific conditions and pre-existing conditions that have been remitted for a year. Embrace also provides coverage for rehabilitation and alternative therapies. Embrace also provides plans with a shorter waiting list for illness and accidents.