Figo Pet Insurance offers complete pet insurance coverage. The policy includes the option to select from one of three annual benefit options, Essential, Preferred, and Ultimate. You can also select optional wellness programs that cover regular bloodwork and vaccinations. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
Fill out the online application to get Figo's pet insurance. You will need to enter your pet's name and breed along with their ZIP code during this application. An upfront deductible is also an option, which can affect your premium. The deductible can be waived with a vet's form. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. The insurer will process your claim and most claims are settled within three business day.
Figo is available in all 50 states. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. For each year your pet's insurance has been in force, the deductible is decreased by $50. Additionally, Figo offers a 5% discount for multiple pets. If your pet is younger than eight weeks, the policy won't cover them.
Figo also provides a free GPS pet collar that allows you to track your pet. It's ideal for pets that roam. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies can cover any major illness or injury and include hospitalization, emergency care and specialized treatments. They also cover veterinarian exams, and non-routine dental care. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also covers hereditary conditions. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo doesn’t have an upper limit on age, but many insurance companies have limits for new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing and tracking system, so it's easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud application is very popular. The app lets you communicate with a live veterinarian and allows you to choose from several reimbursement rates. The app can also provide urgent care advice. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.