Pet insurance is a great way to save money on your pet's medical care. It can save you thousands of dollars in vet bills during the lifetime of your pet. It will also give you peace and comfort knowing that you have the ability to access the best possible veterinary service at the most affordable price.
Best Pet Insurance Colorado
It's crucial to find the best policy for you and your pet, whether you're a new pet owner or looking to upgrade a current policy. We compared Colorado pet insurance providers to find the ones that offer the best coverage for your pet.
Lemonade has been rated as the best Colorado pet insurance. It offers a straightforward claims process and customizable deductibles, payout rates and annual coverage limits. It's also one of the few companies that allows you to choose per-condition coverage limits rather than annual limits, so you can keep a set amount for all of your pet's insurance with no deductible.
You can also customize your policy with optional add-ons like cancer treatment, emergency boarding, kennel fees, and more. Some plans include unlimited coverage to ensure that you won't be responsible for any vet expenses after the deductible.
Selecting an insurer that offers a $50 annual deductible will help you lower your insurance costs. You can then use this yearly deductible to offset all or part of your annual costs, helping you save a little extra each month on your premiums.
Accident-only Plan: This is a simpler insurance option that covers bites, broken bones, hospitalization, radiology, surgery and more. This type of insurance plan is typically less expensive than an accident-and-illness plan that offers more comprehensive coverage such as for general health and hereditary conditions.
Essential plan: If you want the most comprehensive protection, an essential plan is a good option because it includes all of the benefits of an accident-only plan but adds cancer treatments, congenital defects and hereditary conditions to the mix. Also, you can purchase a wellness package that covers things such as prescriptions food and medication, vaccinations or congenital defects.
Healthy Paws offers several different plans. These include an accident-only plan, an essential plan, and a top-tier plan. Its accident-only plan can cost as low as $10 a month and includes things like alternative therapies, bite wounds, broken bones, hospitalization, surgeries and radiology services.
Figo also offers fast coverage. Figo pet insurance plans that cover only accidents and those with a 24-hour wait period are faster to start than others in the State. The Extra Care Pack includes coverage for end-of life expenses, vacation cancellation costs, and third-party property damages liability.
In the Centennial State, pet insurance costs can vary significantly based on your dog's age, breed, and location. Insuring certain dogs and cats can be more expensive because they are more likely than others to require vet care. Some insurance companies charge higher premiums to older pets. Others have different rates based on the breed of dog or cat.