It can be costly to cover your pet's medical bills if they have a medical condition. Pets Best can assist. They offer 100% coverage. Their deductibles are small and they don't discriminate on the basis of pre-existing conditions. They pay within 2 days of receiving your claim and mail a paper check.
Spot's coverage is 100%
Spot's pet insurance takes into account your pet's breed, age, size, and behaviour. It can help you avoid unexpected vet bills and better prepare for emergencies. Spot has several plans available and offers a 10% discount on additional pets.
Spot coverage covers preventive care, as well as emergency expenses like flea and tick prevention and deworming. Each benefit is covered without a deductible or waiting period. Each benefit is subject to a set amount per year. SPOT will not reimburse if your claim exceeds the limit.
Spot has a low deductible
Spot customers are able to choose from policies with a $2,500 up to $10,000 deductible. They can also select an annual deductible that is low or unlimited. They can make claims online, or via Spot’s mobile app. For a claim to be processed, the owner will need to see their pet's medical records. Customers will receive an email response after submitting a claim. Customers can also access a personal claims portal to check the status of their claim.
Spot's pet insurance covers veterinary care, diagnostic tests, and treatments for major and minor illnesses. It also covers accidental injuries, hospitalizations, surgery, and medical equipment. Spot also covers dental cleanings, which is a benefit that is not available with other insurance policies. The deductible is low and the plan reimburses 80% of expenses.
Spots are priced higher than the norm in young pets
Spot offers two types insurance plans for pets: Preventive care and Accidents and Illness. Both policies cover hospitalizations, surgeries, and prescription medication. Spot reimburses veterinarian fees for injuries and illnesses. Spot insurance offers discounts for multiple pets.
Prices for policies start at $2,500 and go up to $10,000. You have the option of choosing unlimited coverage, or an annual deductible depending on which plan is chosen. Spot's App or online claims are accepted. All veterinary records must be received within 270 days.
Spot doesn't cover pre-existing medical conditions
Spot does not cover pre-existing conditions like other pet insurance plans. Some medical conditions are exclusions from the policy. Dental disease, intervertebral and other hereditary disorders are excluded from the policy. Additional exclusions include orthodontic and dental procedures, as well as expenses for daycare and boarding. The insurance policy does not cover cosmetic procedures, bilateral conditions, or any other treatment.
Spot's policy on pre-existing conditions does not cover arthritis treatment. Pre-existing conditions are any medical condition that occurred before the plan was issued. Unless the condition has been cured, insurance companies will not cover arthritis treatment. While this policy doesn't have an age limit or a deductible, customers must still pay at least $2,500 for any vet costs.