Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. Optional wellness programs are available to cover routine blood work and vaccinations. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. The app allows you to access many features such as a medical record view and emergency care advice. You can also remind yourself of upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. You will need to enter your pet's name and breed along with their ZIP code during this application. Optionally, you can pay an upfront deductible to reduce your premium. You can waive your deductible by submitting a vet's request form. In addition, Figo has a 30-day money back guarantee, which means that you have until the end of the policy's year to file a claim and receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. The insurer will process your claim and most claims are settled within three business day.
Figo is available across all 50 states. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. This deductible is reduced by $50 for every year your pet has been insured without a claim. Additionally, Figo offers a 5% discount for multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo offers a GPS collar for pets that can be used to track them. This collar is great for pets who are constantly roaming. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also include veterinarian exams and non-routine dentistry care. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also offers coverage for hereditary conditions. Hereditary conditions can be described by the insurer as conditions passed down through a pet's genes. You'll need contact customer service to confirm whether your pet is covered. Figo doesn’t have an upper limit on age, but many insurance companies have limits for new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. Users can also access a list of recommended pet-friendly locations through the app.
The Figo Pet Cloud app is very popular with users. The app lets you communicate with a live veterinarian and allows you to choose from several reimbursement rates. The app is also designed to provide you with urgent care advice. You can also use the app to file a claim electronically.