Figo Pet Insurance provides comprehensive coverage for pets. You can choose from three annual benefit options: Ultimate, Preferred, or Essential. Optional wellness programs are available to cover routine blood work and vaccinations. For a nominal monthly fee, Figo offers a "Pet Cloud" mobile app that allows you to manage your pet's health. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. During this process, you'll need to provide your pet's name, breed, and ZIP code. Your premium may also be affected if you choose to pay an upfront deposit. The deductible can be waived with a vet's form. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There are no limitations on the number you can file claims, but Figo does require your veterinarian to be present and that any medical records be uploaded. The insurer will process your claim and most claims are settled within three business day.
Figo has been made available in all 50 States. Customers can choose between a $100 and $1500 deductible, depending on what plan they have chosen. The deductible is reduced $50 for each year your pet has been covered without filing a claim. Figo provides a 5% discount if you have multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo offers a GPS collar for pets that can be used to track them. This is ideal for pets who roam. Figo will reimburse you for boarding costs and damages to third parties if your pet gets stolen.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also cover vet exams and non routine dental care. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also offers coverage for hereditary conditions. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo doesn't have an upper age limit, but most insurance companies have restrictions for new policies.
Figo provides 24/7 live vet chat. The company has an electronic filing and tracking platform that makes it simple to submit claims. Users can also access a list of recommended pet-friendly locations through the app.
Users love the Figo Pet Cloud app. The app allows you to communicate with a live veterinarian, and you can choose from several reimbursement rates. You can also access urgent care advice via the app. You can use the app for submitting a claim to the company electronically.