Embrace in Ohio is a pet insurance company that offers customized pet insurance. They offer several unique features, such as a declining policy deductible for routine and preventative health care. They also have a Wellness Rewards program that rewards your pet for routine and preventative care. The company is a member of the North American Pet Health Insurance Association.
Embrace provides customizable plans
An Embrace pet insurance policy will provide coverage for your pet and your finances. This insurer reviews the medical records of your pet and will inform you if it has any preexisting conditions. You also get a 30-day guarantee of your money back. You can also get a discount on monthly premiums if you have more than one pet.
Embrace offers customizable plans that can be customized for dogs and cats. You can adjust your pet's age and breed to alter the coverage amount. You can also choose your deductible amount and reimbursement percentage. You can customize your plan to suit your budget.
It provides a two-day wait period for accidents
Consumers are required to submit a calendar year's worth medical records, as well as the date of birth for Embrace pet coverage. This allows the insurance company's to adjust the premium based upon the age and type of pet. To qualify for accident coverage, pets must also be at least fifteen years old.
Embrace provides pet owners with the ability to take their pet to any vet in any 50 state, along with a two-day waiting period. Within 10 days, the insurance company will reimburse clients for any service received. The policy does not exclude breeds, so a dog or cat with a history of bilateral conditions is more likely to experience the same condition in the future.
It offers a six month waiting window for canine conditions.
For certain orthopedic conditions in dogs, such as hip dysplasia, Embrace pet insurance offers a six month waiting period. However, it is possible to reduce the waiting period by applying for a waiver of this condition. Your dog will have to be examined by the veterinarian in order for the waiver process to take place. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. If your exam meets the requirements of Embrace, you will be reimbursed for the cost.
Different pet insurance companies have different waiting periods. Before you sign up, be sure to read the terms. Some companies allow for a four-day wait period in case of illness or accident. Others have a 14-day waiting period. Embrace requires a six-month wait period for canine orthopedic issues. You can waive the exam if your dog has undergone a veterinary ortho exam in the past six months.
It is reasonably priced
Embrace Insurance's competitive pricing and wide variety of options makes it a great choice. Monthly premiums are based on your pet's age, breed, size, and gender. A Healthy Pet Deductible can be used to lower the cost of your policy in certain cases. This plan can help you avoid unnecessary financial burdens when it comes to pet care as well as medical expenses.
Embrace offers accident and illness coverage to dogs and cats as young as 14. This type insurance doesn't need to be renewed every year and also provides coverage for older pets in the event of an accident. The policy covers pre-existing, congenital, and breed-specific diseases as well. Embrace also offers coverage for rehabilitation and other therapies. Embrace plans also offer shorter waiting periods for injuries and illnesses.