There are many types of dog health insurance. You can choose which type of coverage is best for your dog depending on their health. Dog health insurance is particularly helpful for older dogs with poor health. It can cover medical bills for a wide variety of ailments, including dental problems, heart disease, and cancer.
Plans for Pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. These policies are available through various companies. Numerous companies also offer wellness options to help improve the well-being of your pet. The best companies offer comprehensive coverage and offer customization options to fit your budget and pet's medical needs.
Healthy Paws pet insurance policy covers your dog's head to toe. It covers injuries, diseases, and genetic conditions. You have the option of including surgery and/or alternative treatments. Or you can limit your policy to routine exam. Healthy Paws offers both dogs and cats a single-incident and lifetime policy. The policy has no per-incident benefits cap and deductibles that range between $100 to $500.
Healthy Paws
Healthy Paws is a reputable company for dog health insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited with the Better Business Bureau. Its customers praise the company's customer service, claims process, and premiums.
Although Healthy Paws doesn't cover all medical expenses, it does cover vet visits and emergency care. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan does not have an annually limit. However, you will need to enroll at least for 15 days. This isn't as detrimental as some dog insurance plans that require that you enroll for the full year before your pet gets coverage.
ASPCA
The ASPCA dog insurance is a great way for your dog to be protected against any unexpected costs. You can choose from a variety of plans. Their full-coverage plan covers a large variety of health issues. There are also plans with add-ons to cover accidents and preventative care.
ASPCA can reimburse up to 90% for covered vet bills. The plans are customizable so you can choose the coverage you need based on your budget. You can also select a deductible or reimbursement percentage. You have the option to choose any veterinarian that you wish. You can send a claim online and by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers several options for coverage for your dogs. Their Whole Pet plan provides comprehensive coverage for your dogs, including a $3,000 emergency protection fund. These plans are affordable, and can cover up 6 pets. You have two options: you can get coverage for only accidents, or both.
Comprehensive plans cover all expenses associated with illness and injuries. Your policy can include wellness coverage. Comprehensive policies include everything, from wellness exams to vaccinations and dental care to behavioral therapy. XL Specialty Insurance Company provides the best dog insurance. There are many locations available.
Direct Line
Direct Line has a number of options available for pet owners. These options include flexible policies with optional extras, a fixed excess policy, and flexible policies. These features can help owners look for lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
If you have more than one pet, you can get a discount. This discount is only valid for the first 12 month of your policy. The average premium rises every year. Plans do not offer lifetime coverage. The maximum benefit is determined per condition. Pet insurance does not cover dental care.