The protection of your home is important. Although it's impossible to predict all the possible risks associated with property ownership, having a policy can mitigate your losses in the event of theft, fires or other unexpected events.
The right insurance company is crucial to getting the best coverage for the lowest cost. We compared Utah's top insurance companies on the basis of their policies, rates and customer ratings in order to find the best insurer for you.
Utah homeowners' insurance is priced at $784 a year on average, significantly less than the national average, which is $1,899 annually. Rates are determined by several factors including the age of your home and its location within Utah.
MoneyGeek’s Utah homeowners insurance calculator can give you a rough estimate of your cost based upon thousands of quotes provided by top insurers.
Farmers - The cheapest option for baseline dwelling coverage in Utah With an average annual rate of $432, Farmers is the cheapest Utah homeowners insurance for people who want to buy a new home, pool owners, those with poor credit and those looking for baseline dwelling coverage under $250,000, according to our analysis of more than 20,000 homeowners insurance quotes in partnership with Quadrant Information Services.
USAA- USAA has a bankrate score of 4,8 and is among the few Utah insurance companies who sell to ex-military personnel. The company also offers a variety of optional features, such as replacement cost coverage and identity theft protection.
Earthquake Insurance - Since many home insurance policies exclude coverage for an earthquake, it is important to add this type of protection. You should still add earthquake coverage to your Utah homeowners policy even if you are not near fault lines.
Nationwide's On Your Side (r) Review is the most highly rated home policy in Utah. This service is free and helps you to ensure that your policy includes all of the important things for you and your family. You will be able review your current policy, make changes and receive a quote to upgrade if necessary.
You can access your policy online and see all your coverages. Nationwide's agents can be contacted for any additional help or if you have further questions.
You may need different types of insurance to protect your possessions and your investment. Coverage can include personal belongings, liability and payments for medical expenses to others.
The deductible on your home insurance policy is the amount you must pay out of pocket before your insurer will start paying. You can change your deductible online or by talking to an agent.