The current system that covers visitors insurance only covers certain services. It is also based on a narrow range of insurance providers. These plans can be more expensive than domestic insurance and only available during certain seasons. Visitors to the U.S. can be here for any length of stay, and not just for a short time.
Visit USA-HealthCare
The Visit USA HealthCare coverage plan covers visitors to the United States throughout their stay. These plans provide pre-defined healthcare benefits and emergency services for a maximum of 364 days. This time you can be treated by any American doctor or hospital. Visit USA-HealthCare has three levels of coverage. These include individual, family, as well as group plans.
Prices for individual health insurance plans differ. Many are affordable, depending on the level of coverage that the policy offers. Your pre-existing health conditions might need to be considered. You need to choose the insurance plan that best suits your needs and finances.
Liaison Travel Choice
Visitors have Liaison Travel Choice insurance that covers a wide variety of medical needs. This plan is suitable for individuals and families travelling outside of their country. You can also cover dependent children that are not married. It will also pay up to $30,000 for medical expenses. Emergency medical evacuation is also covered by the insurance. Liaison Travel Choice covers trips of up to three64-day duration. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. Liaison Travel medical plan is designed for short-term, worldwide travel. It also covers foreign-related illnesses and injuries. The coverage periods vary from 5 to 364 days, and it is available to travelers under the age of 74. The plan provides customizable emergency medical coverage with deductible amounts.
Atlas America
Atlas America's visitor Insurance plan might be the right choice for you if you are traveling to the United States. This plan covers outpatient and hospitalization medical expenses. It may not cover half of the cost of your total medical care. You can apply online for insurance and get coverage immediately.
This visitor insurance plan is part United Healthcare PPO network. This network offers access to a large number of doctors and hospitals in the United States. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance provides protection for medical expenses for foreigners traveling to the USA. This plan covers medical expenses for visitors age 19 and up who need medical care in the U.S., including emergency services. It also covers temporary stays in the U.S. for eligible medical expenses. The plan provides instant ID cards as well as proof of coverage.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. You can renew the plan for another year. The plan is valid for stays of five to ninety days. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
An International Major Medical Plan policy is a good option if you're visiting the United States for a short time. This coverage covers up to $1,000,000 in out-of pocket medical expenses. It also offers evacuation, repatriation, trip cancellation and lost luggage benefits. Some plans include coverage for war or terrorism. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies include coverage for heart and cancer care.
An Elite Plan is also available, which provides coverage for pre-existing conditions. This insurance covers specialist care, doctor visits, blood tests and urgent care. This type of insurance also covers medications prescribed by doctors.