Getting pet insurance can be one of the best decisions you make for your dog or cat. It will help pay for any vet bills which would otherwise be beyond your means.
Pet insurance costs vary according to your pet’s age, its breed, and the ZIP code. Also, it's important to select a company with quality coverage.
Find the best price
When shopping for dog insurance in New Jersey, you should compare prices from several companies to find a good deal. If you are looking for the best deal, look for high reimbursement percentages, low deductibles and no cap on payouts by incident or year.
It is also important to check if the company will refund your money if you cancel. This means that you can cancel your insurance policy if you don't like it, and get a complete refund.
If you need the most protection, then you should look at an accident and illness policy from ASPCA. Both companies have affordable plans and a good reputation for customer service.
Figo and Progressive are two of the most popular insurance providers in New Jersey. These plans offer both accident and illnesses coverage as well additional coverage options that cover vet exams and routine wellness costs.
Lemonade Pet Insurance is another good option for people who are looking to purchase pet insurance in NJ. The website makes it easy for you to understand your coverage options and the claims process. The AI-powered system for processing claims is efficient and fast, with more than 40% of all claims being processed instantly.
Lemonade's wellness plan covers annual exams and vaccinations in addition to coverage for accidents and illnesses. It offers several deductibles, reimbursements and payment levels that can be tailored to your budget.
ASPCA in New Jersey is another good option for pet parents. The accident and illness insurance plans from ASPCA are affordable and offer a wide range of coverage options. They also include additional services like training and behavioral therapy. The company offers a money-back policy, free medical advice via chat and discounts on multiple pets.
The company offers money-back guarantees in some states so you can risk nothing by trying out their product. Its policies require a wait of 14 days before you can apply for an illness, and six months to be eligible for a critical condition. However, the rates are very competitive and their claims processing speed is excellent.
It is important to know how much it will cost you to insure your pet, since this can have an impact on the premiums. It's also a good idea to read the fine print and check out reviews from other pet parents.
It is the best option for those looking for comprehensive coverage. It will cover all accidents and diseases, and will even cover the cost of putting your pet to rest or cremating it.
It's important to check if your pet is covered for tick-borne diseases, such as Lyme disease, which can be carried by infected fleas and deer ticks. Most of the top New Jersey pet insurance companies cover Lyme Disease. Some companies also offer tick prevention products or recommend Lyme vaccines.