The current system of visitors insurance only covers a handful of services and is dependent on a restricted number insurance companies. These plans are often more expensive than domestic insurance and are only available at certain times of the year. Visitors to the U.S. are allowed to be in the country at any time, not only for short-term stays.
Visit USA-HealthCare
Visitors to the United States are covered by the Visit USA HealthCare insurance plan. These plans offer pre-defined medical benefits as well as emergency services for up 364 days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Prices for individual health insurance plans can vary. Many are affordable, depending on the level of coverage that the policy offers. Your pre-existing health conditions might need to be considered. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. The plan is intended for families and individuals who are traveling abroad. This plan covers children of unmarried parents. It covers up to $30,000 in medical expenses. You also get emergency medical evacuation coverage. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose from three plans: the Liaison Travel Plus Plan (Basic Plan), Liaison Travel Medical Plan (Medical Plan), and the Liaison Travel Plus Plan (Medical Plan). The Liaison International Travel Medical Plan is designed to cover short-term international travel. It covers illnesses and injuries occurring outside the United States. It is available for travelers younger than 74 years old and covers coverages that last from 5 to 364 consecutive days. The plan also offers customizable emergency coverage and deductibles.
Atlas America
Atlas America's visitor insurance plan may be the best option for American travelers. This plan covers both hospitalization and outpatient treatment. This plan does not cover all costs. You can apply online for insurance and get coverage immediately.
This visitor insurance plan is part the United Healthcare PPO network. It provides access to a wide range of American medical providers. These providers are responsible for billing the insurance company directly. However, network negotiated fees are typically lower than regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance provides protection for medical expenses for foreigners traveling to the USA. This plan covers medical costs for visitors up to the age of 19 who need medical attention in the U.S. It covers temporary stays for visitors to the U.S., and will cover 100% of eligible medical expenses. You can also get instant ID cards or proof of coverage with this plan.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. You can renew the plan for another year. The plan is valid for stays of five to ninety days. The policy can be renewed up to two times, with a maximum amount of $50,000.
International Major Medical Plan
You should purchase an International Major Medical Plan Insurance policy if you are traveling to the United States for short-term purposes. This coverage will cover you for up to $1,000,000 in medical expenses. It offers trip cancellation and lost baggage benefits, as well as evacuation, repatriation and repatriation. Some plans offer coverage for war and terrorism. Some plans also offer coverage for recreational or non-professional sporting activities. International Major Medical Plan policies also provide coverage for care related to cancer and cardiac health.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This insurance covers doctor visits and blood tests as well as urgent care and specialty care. This type insurance also covers medications that are prescribed by doctors.