AIG Insurance Travel, previously known as Travel Guard, was a product by American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It also covers missed or late connections, baggage delays, and emergency escape. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
CoVID-19 related illness coverage
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They can help you obtain the documents and information you need to get the treatment that you want. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connections policy can reimburse you for unused tickets and other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. Coverage levels can vary between plans.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers personal belongings such as clothes and toiletries. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. There may be a deductible attached to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. Your baggage delay coverage will not cover delayed or lost bags that are returned after a 12-hour period. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance provides comprehensive coverage for all travelers' medical needs through its travel emergency evacuation plans. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. Additional add-ons include a pet or wedding bundle and an inconvenience bundle. These bundles cover closed attractions as well as the rental cost of a vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. These plans are extremely useful when you're traveling to remote areas and don't have medical care. You also have the option of repatriation insurance for the relatives of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans do not cover accidents involving aircraft, like a plane collision. Some plans also cover delayed or lost baggage