The best decision you can make is to get pet insurance for your dog or cats. It could help you cover vet bills otherwise out of reach.
The cost of pet insurance varies depending on your pet's age, breed and ZIP code. Choose a company offering quality coverage.
The Best Price
Compare prices to get the best deal on dog insurance in New Jersey. A high reimbursement rate, low deductibles, and no annual or incidental caps are what you should be looking for.
Consider pre-existing medical conditions, and whether or not the company provides a money back guarantee. This means you can cancel your policy if it doesn't work out for you, and you'll receive a full refund.
If you need the most protection, then you should look at an accident and illness policy from ASPCA. These two companies offer affordable options and have a solid reputation for their customer service.
Figo, Progressive and Progressive Health are among the best providers in New Jersey. They offer accident and illness plans, as well as additional coverage add-ons that cover vet exam fees and routine wellness care costs.
Lemonade offers another great option for pet insurance in NJ. The website makes it easy for you to understand your coverage options and the claims process. Its AI powered claims system is efficient and quick, with 40% of its claims being handled immediately.
Lemonade also offers a wellness program that includes vaccinations and annual examinations. The plan offers a range of reimbursement and deductible levels, so that you can find the right one for your budget.
ASPCA is another great option for pet parents in New Jersey. Their accident and illness plans are affordable, have a variety of coverage options, and include extras like behavioral therapy and training. There's a money back policy and a free medical chat line. Multiple pets get a discount.
In some states, they offer a money-back policy so that you don't have to risk your money. Its policies include a 14-day wait period for illnesses, and a 6-month waiting period for critical conditions. But its rates and claims processing are fast and competitive.
You should always be aware of how much your pet will cost to insure, as it can have a huge impact on the monthly premiums. You should also read the fine print, and look at reviews of other pet parents.
People who want to get the most comprehensive protection for their pets should consider lifetime insurance. This insurance will cover any accidents or diseases and even the cost to put your pet down.
Check if your pet's insurance covers tick-borne illnesses, like Lyme disease. Infected deer ticks and fleas can carry the disease. Most of the top New Jersey pet insurance companies cover Lyme Disease. Some companies also offer tick prevention products or recommend Lyme vaccines.